We finally got a joint checking account a few months ago. Sharing an account has its benefits, but it also has its downfalls and temptations.
For instance, Valentines day is coming right up and as we were discussing our plans Bryan mentioned he already got me a gift as I probably already knew. I did not. He was surprised at my lack of "watching" our account online. He does that, so I don't bother myself with the stress of watching money leave our account.
But now I'm faced with a great temptation. Do I want to know what he got me? Should I check the account history? Hmmm... He was ready to tell me what he got me last night, so its not like he'd be so upset that I ruined the surprise. But do I want to be surprised?